Description
Identify the credit needs of clients, their financial situation and debt issues. Identify optimal credit solutions and offer tailored credit services.
Alternative labels
prepare credit bids
prepare credit suggestions
prepare credit pitch
prepare credit endeavours
Skill type
skill/competence
Skill reusability level
occupation-specific
Relationships with occupations
Essential skill
Prepare credit offers is an essential skill of the following occupations:
Credit adviser: Credit advisers offer guidance to customers related to credit services. They assess the customer’s financial situation and debt issues arisen from credit cards, medical bills and car loans in order to identify optimal credit solutions for customers and also provide debt elimination plans to adjust their finances if needed. They prepare qualitative credit analyses and decision-making material in respect of defined customers in conformity with the bank’s strategy on credit policy, ensure the credit quality and follow up on the performance of the credit portfolio. Credit advisers also have expertise in debt management and credit consolidation.
Optional skill
Prepare credit offers is optional for these occupations. This means knowing this skill may be an asset for career advancement if you are in one of these occupations.
References
- Prepare credit offers – ESCO
